All Loan Services - Jsure Fintech | Personal, Business & Government Loans

Fast & Easy Loans For Every Need

From personal loans to business financing, we provide quick approval with the lowest interest rates starting at 7% p.a. Get your loan approved within 24-48 hours.

10K+ Happy Clients
₹1000Cr+ Loans Disbursed
100+ Partner Banks
99% Satisfaction Rate

Personal & Retail Loans

Quick, paperless, and hassle-free loans for your personal needs. We ensure 24-48 hour disbursement for eligible candidates with competitive interest rates.

Personal Loan

Ideal for wedding, medical emergency, travel, or any personal requirement.

Loan Amount ₹50k - ₹25 Lakhs
Interest Rate 10.49% - 14% p.a.
Loan Tenure 1 - 5 Years
Processing Time 24-48 Hours
Eligibility & Documents
  • Salaried / Self-Employed
  • Minimum Income: ₹15,000/month
  • Aadhaar, PAN, Bank Statement
  • Age: 21-60 years

Home Loan

For purchasing flat, house construction, or home renovation projects.

Loan Amount ₹5 Lakhs - ₹5 Crore
Interest Rate 8.40% - 9.50% p.a.
Loan Tenure Up to 30 Years
LTV Ratio 90% of Property Value
Key Benefits
  • Tax Benefit (Section 80C)
  • PMAY Subsidy Available
  • Balance Transfer Facility
  • Flexible Repayment Options

Car Loan

Financing for New Cars and Pre-owned (Used) Cars with 100% funding.

New Car ROI 8.70% - 9.50% p.a.
Used Car ROI 10.50% - 12% p.a.
Funding 100% On-Road Price
Tenure Up to 7 Years
Required Documents
  • KYC Documents (Aadhaar/PAN)
  • Income Proof (ITR/Salary Slip)
  • Vehicle Quotation/Proforma
  • Bank Statement (6 months)

Education Loan

For Higher Studies in India or Abroad with moratorium period.

Loan Amount Up to ₹1.5 Crore
Interest Rate 9.50% - 11% p.a.
Moratorium Course Duration + 1 Year
Coverage Fees + Hostel + Travel
Eligibility Criteria
  • Confirmed College Admission
  • Co-applicant Required (Parent)
  • Tax Saving under Section 80E
  • Covers tuition + living expenses

Gold Loan

Instant cash against your gold ornaments with bank locker safety.

Loan Amount Based on Gold Weight
Interest Rate 0.75% - 1% per month
Disbursal Time 30 Minutes
Gold Safety Bank Locker Storage
Why Choose Gold Loan?
  • No Income Proof Required
  • Interest-Only Payment Option
  • Part Release Facility Available
  • Lowest Market Interest Rates

Instant Loan

Emergency funds processed 100% digitally within minutes.

Loan Amount ₹5,000 - ₹5 Lakhs
Interest Rate 1.5% - 2% per month
Tenure 3 - 24 Months
Processing Mode 100% Digital/Online
Basic Requirements
  • Aadhaar Linked Mobile Number
  • Active Bank Account
  • PAN Card Mandatory
  • Good CIBIL Score (650+)

Business & Corporate Loans

Fuel your business growth with our tailored financial products. We offer both secured and unsecured options for MSMEs with flexible repayment terms.

Business Loan

Unsecured loans for working capital, inventory, and business expansion.

Loan Limit ₹5 Lakhs - ₹50 Crore
Interest Rate 11.99% - 16% p.a.
Loan Tenure 1 - 5 Years
Collateral Not Required
Eligibility Criteria
  • Business Vintage: 2+ Years
  • Annual Turnover: ₹10 Lakhs+
  • GST & ITR Filed Regularly
  • Good Credit History

Loan Against Property

High-value loan against Residential or Commercial property.

Loan Limit ₹10 Lakhs - ₹10 Crore
Interest Rate 9.25% - 11% p.a.
Loan Tenure Up to 15 Years
LTV Ratio 65% of Market Value
Accepted Properties
  • Residential House/Flat
  • Commercial Shops/Office Space
  • Industrial Plots/Warehouses
  • Self-Occupied Properties

MSME Loan

Under CGTMSE Scheme with no collateral requirement.

Loan Limit Up to ₹2 Crore
Interest Rate 7% - 9% p.a.
Loan Type Term Loan / Working Capital
Collateral Not Required (CGTMSE)
Key Features
  • Udyam Registration Required
  • Government-backed Guarantee
  • Manufacturing/Service Sector
  • Priority Sector Lending

Working Capital Loan

Short-term financing for day-to-day business operations.

Loan Limit ₹1 Lakh - ₹5 Crore
Interest Rate 12% - 15% p.a.
Tenure 6 Months - 3 Years
Facility Type Overdraft/Cash Credit
Usage Areas
  • Inventory Purchase
  • Salary & Wages Payment
  • Rent & Utility Bills
  • Raw Material Procurement

Machinery Loan

Financing for purchasing new or used machinery and equipment.

Loan Limit ₹5 Lakhs - ₹10 Crore
Interest Rate 10% - 13% p.a.
Tenure Up to 10 Years
Margin Money 10% - 25%
Covered Equipment
  • Industrial Machinery
  • Construction Equipment
  • Agricultural Implements
  • Commercial Vehicles

Micro Loan

Small loans for daily wagers, street vendors, and small shops.

Loan Limit ₹5,000 - ₹50,000
Interest Rate 12% - 18% p.a.
Repayment Daily / Weekly / Monthly
Processing Doorstep Service
Who Can Apply?
  • Street Vendors & Hawkers
  • Small Shop/Kirana Owners
  • Self-Help Groups (SHGs)
  • Daily Wage Workers

Government Subsidy Schemes

We specialize in project report preparation and complete file processing for all major Central and State Government loan schemes with subsidies.

PM MUDRA Yojana

Collateral-free loans for micro and small units.

Shishu Up to ₹50,000
Kishore ₹50k - ₹5 Lakhs
Tarun ₹5L - ₹10 Lakhs
Interest Rate 8% - 12% p.a.
Key Benefits
  • No Collateral Required
  • For New & Existing Business
  • Manufacturing/Service/Trading
  • Income Generation Activities

PMEGP Scheme

Loan with government subsidy for new business ventures.

Manufacturing Max ₹50 Lakhs
Service Sector Max ₹20 Lakhs
General Subsidy 15% - 25%
Special Category 25% - 35%
Subsidy Details
  • Urban: 15% (General), 25% (Special)
  • Rural: 25% (General), 35% (Special)
  • Age: 18+ years
  • Educational Qualification: 8th Pass

Startup India

For innovative startups with unique business ideas.

Funding Support Up to ₹10 Crore
Tax Benefit 3 Years Tax Holiday
IPR Support 80% Rebate on Patents
Compliance Self Certification
Eligibility
  • Incorporated as Pvt Ltd/LLP
  • Turnover < ₹100 Crore
  • Age < 10 years from incorporation
  • Working towards innovation

Stand-Up India

For SC/ST and Women Entrepreneurs for greenfield projects.

Loan Amount ₹10 Lakhs - ₹1 Crore
Loan Tenure Up to 7 Years
Moratorium 18 Months
Project Type Manufacturing/Service/Trading
Who Can Apply?
  • SC/ST Entrepreneurs
  • Women Entrepreneurs
  • Age: Above 18 years
  • First-time borrowers preferred

PM SVANidhi

Micro credit scheme for street vendors and hawkers.

1st Loan Tranche ₹10,000
2nd Loan Tranche ₹20,000
3rd Loan Tranche ₹50,000
Interest Subsidy 7% Annual Cashback
Benefits
  • No Collateral Required
  • 7% Interest Subsidy on Timely Repayment
  • Monthly Repayment in 12 EMIs
  • Digital Transaction Reward

Kisan Credit Card

Short-term credit for agriculture and allied activities.

Credit Limit Based on Land Holding
Interest Rate 4% p.a. (with subsidy)
Tenure 5 Years (Renewable)
Coverage Crop + Allied Activities
Coverage Areas
  • Crop Cultivation Expenses
  • Harvest & Post-Harvest Costs
  • Dairy, Fishery, Poultry
  • Allied Agricultural Activities

Compare Popular Loans

Choose the right loan for your needs with our easy comparison guide

Loan Type Amount Range Interest Rate Tenure Best For Action
Personal Loan ₹50k - ₹25L 10.49% - 14% p.a. 1-5 Years Emergency, Wedding, Travel Apply →
Home Loan ₹5L - ₹5Cr 8.40% - 9.50% p.a. Up to 30 Years Property Purchase, Construction Apply →
Business Loan ₹5L - ₹50Cr 11.99% - 16% p.a. 1-5 Years Business Expansion, Working Capital Apply →
Gold Loan Based on Gold 0.75% - 1% /month Flexible Instant Cash, Emergency Apply →
Education Loan Up to ₹1.5Cr 9.50% - 11% p.a. Course + 1 Year Higher Studies India/Abroad Apply →
MUDRA Loan Up to ₹10L 8% - 12% p.a. Flexible Small Business, Self-Employed Apply →

What Makes Us Different

Fast Approval

Get loan approval within 24-48 hours with our streamlined digital process and minimal documentation.

Best Rates

Industry-leading competitive interest rates starting from 7% p.a. with flexible repayment options.

100% Secure

Bank-grade security with complete transparency. No hidden charges or processing fees surprises.

24/7 Support

Dedicated relationship manager and round-the-clock customer support for all your queries.

Simple Loan Application Process

Get your loan in just 4 easy steps with our hassle-free digital process

1

Apply Online

Fill the simple enquiry form with basic details

2

Documentation

Submit required documents for verification

3

Quick Processing

Our team processes your application instantly

4

Get Funded

Loan amount credited directly to your account

Things To Know Before Applying

Required Documents

  • Valid ID Proof (Aadhaar/Passport/Voter ID)
  • PAN Card (Mandatory for all loans)
  • Address Proof (Recent utility bill/Rent agreement)
  • Income Proof (Salary Slips/ITR/Bank Statements)
  • Business Documents (For business loans - GST, Udyam, etc.)
  • Bank Statements (Last 6 months)

Eligibility Factors

  • Age: Minimum 21 years, Maximum 60-65 years
  • Employment: Salaried/Self-Employed/Business Owner
  • Credit Score: Minimum 650+ (CIBIL Score)
  • Income Stability: Regular income for past 6 months
  • Existing Loans: Low debt-to-income ratio preferred
  • Repayment Capacity: Sufficient surplus after expenses

Pro Tip

Maintain a good credit score above 750 for best interest rates. Pay your existing EMIs on time and avoid multiple loan applications simultaneously to improve approval chances.

Ready to Get Your Loan?

Join thousands of satisfied customers who have achieved their financial goals with our quick and easy loan services. Apply now and get approval within 24 hours!